The relevance of fast payments and transfers of funds without intermediaries and regulators.
The introduction by central banks of digital currencies (CBDC), which will lead to the disappearance of cash and a radical transformation of the entire financial system. The only alternative to CBDC will be cryptocurrencies.
The central link in the digitalization of the economy is tokenization, the transfer of assets into their digital image on the blockchain platform. Stablecoins can be used in settlements, payments, investments, trading and lending.
The relevance of stablecoins - cryptocurrencies backed by real assets, for example, 1 liter of gasoline or 1 MB of Internet traffic. Stablecoins initially carry a real value, are not subject to inflation, are stored on a blockchain, where they are protected from any blocking or non-acceptance write-offs.
Low commissions. In centralized payment systems (VISA, Mastercard), fees for payments are on average 3% of the amount, while in decentralized ones they are much lower.